Privacy Policy

Privacy Policy

Effective Date: June 2026

EMI Calculator ("App") is developed and maintained by Radhastudio.

Contact Email: radhastudio624@gmail.com

Introduction

This Privacy Policy explains how EMI Calculator collects, uses, stores, and protects information when you use the App.

By using the App, you agree to the practices described in this Privacy Policy.

Information We Collect

1. Local Data Storage

EMI Calculator processes all loan calculations locally on your device.

The App may store the following information locally:

  • Loan calculations and EMI schedules

  • Calculation history

  • App settings and preferences

  • Pinned tools and user configurations

All data is stored on your device using local storage technologies. We do not upload your calculation history or financial data to our servers.

2. Analytics and Crash Reporting

To improve app performance and user experience, the App uses Firebase services, including:

  • Firebase Analytics

  • Firebase Crashlytics

These services may collect information such as:

  • App usage statistics

  • Feature usage data

  • Screen views

  • Device information

  • App version

  • Crash logs and diagnostic information

This information is generally non-personal and is used solely to improve the App.

3. Advertising

The App may display advertisements through Google AdMob, including:

  • Banner Ads

  • Rewarded Ads

Google AdMob may collect certain information, including:

  • Device information

  • Advertising identifiers

  • App interaction data

  • Usage statistics

For more information, please review Google's privacy policies.

4. In-App Purchases

The App offers a premium "Remove Ads" feature through Google Play Billing.

All purchase transactions are processed securely by Google Play and are subject to Google's Privacy Policy and Terms of Service.

We do not collect or store your payment information.

5. Exported Files

The App allows users to export calculations as:

  • PDF files

  • Excel files

  • CSV files

Exported files are created and stored locally on your device.

We do not upload, access, or store exported files on any server.

Permissions

The App may request the following permissions:

Storage Access

Used to save exported PDF, Excel, and CSV files to your device.

Internet Access

Required for:

  • Analytics services

  • Crash reporting

  • Advertisement delivery

  • In-app purchase functionality

Notifications (If Enabled)

Used to provide app-related notifications and reminders.

Permissions are used only for legitimate app functionality.

How We Use Information

We use collected information to:

  • Provide EMI calculation features

  • Save user preferences and history

  • Improve app performance and stability

  • Fix bugs and technical issues

  • Develop new features

  • Display advertisements

  • Process premium purchases

  • Understand feature usage and user engagement

Data Sharing

Local Data

Your calculation history and financial data remain on your device and are not shared with us.

Third-Party Services

The App may share limited information with the following service providers:

  • Firebase Analytics

  • Firebase Crashlytics

  • Google AdMob

  • Google Play Services

These providers process information according to their own privacy policies.

We do not sell, rent, or trade your personal information.

Data Security

We take reasonable measures to protect user information.

Key security practices include:

  • Local processing of calculations

  • No cloud storage of financial calculations

  • Restricted access to user-generated data

  • Use of trusted third-party services for analytics and purchases

While we strive to protect your information, no method of storage or transmission can be guaranteed to be completely secure.

Data Retention and Deletion

You may:

  • Delete individual calculations

  • Clear your entire calculation history

  • Reset app data from your device settings

Uninstalling the App generally removes all locally stored data associated with the App.

Your Rights

You have the right to:

  • Access your locally stored calculations

  • Delete your calculation history

  • Manage app permissions through device settings

  • Disable personalized advertising where supported by your device

  • Remove advertisements by purchasing the premium version

Children's Privacy

The App is not intended for children under the age of 13.

We do not knowingly collect personal information from children. If you believe a child has provided personal information through the App, please contact us and we will take appropriate action.

International Data Transfers

Calculation data remains on your device.

However, analytics and crash-reporting information collected by Firebase may be processed on Google's servers located in various countries. Such processing is governed by Google's privacy practices and applicable data protection laws.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any updates will be posted on this page along with a revised Effective Date. Continued use of the App after changes are published constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

Radhastudio
Email: radhastudio624@gmail.com